Health Intelligence for Africa
Evidence-based articles, patient perspectives, and healthcare guidance — written for patients, HR professionals, and medical decision-makers across our markets.
All Articles

Choosing a TPA: A Due-Diligence Checklist for HR and Finance Teams
If the administrator becomes the engine of your health plan, its quality is your plan’s quality. Ten questions that separate capable TPAs from the rest — and the answers to listen for.

Where a Health Premium Really Goes: Claims, Administration and Leakage
A group health premium is not a single price — it is claims, expenses, margin and a surprising amount of leakage. Knowing the anatomy is the first step to controlling the cost.

Self-Funding Health Benefits at 100–500 Employees: A Practical Primer
Why does the 100-employee mark keep coming up in benefits conversations? A plain-language look at the arithmetic of self-funding, stop-loss protection, and the risks to plan for.

TPA vs. Traditional Group Insurance: How the Two Models Actually Work
Insurance and administration are two different jobs. Understanding how risk-bearing and claims administration are split explains what a TPA is — and when the model fits.
